Why would you need an appraisal from Appraisals Plus Inc?To a lot of us, an appraisal is simply another fee in the long list of items for a mortgage or refinance. The majority of lenders still want a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation processes that may seem more practical than an appraisal. You might believe that securing a mortgage is the only reason you should get an appraisal, but there are other times when the services of a licensed, independent real estate professional might be beneficial.
Let Appraisals Plus Inc help you appeal your tax assessment in Clark CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Appraisals Plus Inc is your best evidence. At Appraisals Plus Inc, we're qualified to assist you in challenging your tax assessment.How can you get rid of PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homebuyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Oftentimes, this additional payment is folded into the monthly mortgage payment and is promptly forgotten. This is bad because PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.Appraisals Plus Inc will give you a statement regarding the value of your home, and the cost of the appraisal can usually be regained in a short amount of time because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce is often complicated by the difficult decision of who gets the house, and it can be a very heartbreaking ordeal for both parties. Regardless of the circumstances, it's prudent to get an appraisal from Appraisals Plus Inc so both parties are completely aware of the true market value of their property.The parties will have a better idea of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Trustworthy estate liquidationThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up an unequal share of the total estate value, understanding the absolute value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received a fair deal. Let Appraisals Plus Inc assist you in relocating to or from Clark CountyWe are familiar with the stress involved with an employee relocation. That's why we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide input on the positive attributes of their property, along with information regarding any current sales or listings in their area that they want considered.Let Appraisals Plus Inc help you sell your home quickly at the right priceWhether you choose to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a more informed decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and not a percentage of the sales price.We determine the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long properties stay on the market. |